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Liability Event Insurance

DO I HAVE TO GET EVENT INSURANCE?

We require event insurance if you have over 50 guests and/or are serving alcohol in any form.

WHERE CAN I GET EVENT INSURANCE?

You can purchase this through any insurance provider of your choosing. We suggest checking with your homeowner’s insurance policy or online vendors. We have no preference toward vendors. 

HOW MUCH DOES IT COST?

Most policies range between $150-$200.

WHAT SHOULD THE POLICY INCLUDE?

We need to see the four following things on your policy:
  • Coverage for $1,000,000 for “Each Occurrence”
  • Bullbourne Ranch listed as an additional insured 
  • You can use the physical address: 209 Lynnville Rd. Cornersville, TN 37047
  • Host Liquor Liability coverage (if serving alcohol in any form)

WHAT SHOULD I DO ONCE I HAVE THE POLICY?

Email the PDF document to info@bullbourneranch.com or add it to your files in your HoneyBook portal so we can add it to your file.

IS THIS THE SAME AS MY VENDORS’ CERTIFICATE OF INSURANCE?

No. Your vendors should each have their own certificates of insurance. We will need to have that certificate on file for your tent or lighting vendors. You can email it to us or ask them to email it directly to us on your behalf. Just be sure they mention your event date so we can add it to your file.

DO I NEED A CERTIFICATE OF INSURANCE FROM ALL MY VENDORS?

No. We only need it for your tent, rental, and catering vendors.

ANYTHING ELSE YOU NEED FROM MY VENDORS?

Yes- if you are serving alcohol, it must be served by an ABC licensed bartender, and we will require that license to be on file prior to your event.